Health insurance

Health cover that actually works when you need it

Medical costs are rising fast. A good health plan keeps your savings safe and gets you cashless treatment.

  • Primarily ICICI Lombard health plans
  • Individual and family-floater options, subject to eligibility
  • Clear view of waiting periods and sub-limits
  • Other insurer enquiries welcome — availability confirmed personally
Illustration of a doctor and a family with a hospital and medical shield

Explore health insurance

Plans from ICICI Lombard

A starting point for your conversation with Leela Krishna — choose cover around your needs, not just a plan name.

ICICI Lombard logo

Elevate

Hospital cover with optional benefits to tailor your health protection.

  • Hospitalisation and day-care treatment cover
  • 90-day pre- and 180-day post-hospitalisation expenses, for eligible claims
  • AYUSH treatment cover, subject to policy requirements
  • Optional cashless OPD services at an additional premium

Keep in mind: Waiting periods, exclusions and the selected optional covers apply. OPD is not automatically included.

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Health AdvantEdge

Individual and family health protection, including a shared family-floater option.

  • Family-floater option for eligible family members
  • Hospitalisation benefits subject to your chosen cover
  • AYUSH treatment and domiciliary hospitalisation, subject to conditions
  • Lifetime renewability under the policy’s renewal provisions

Keep in mind: Family members share the floater sum insured. Check entry-age eligibility, waiting periods and benefit limits.

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MaxProtect

A higher-cover health insurance option with benefits that vary by plan variant.

  • Inpatient care and day-care treatment
  • Eligible pre- and post-hospitalisation expenses
  • Inpatient AYUSH and domiciliary hospitalisation under policy conditions
  • Worldwide cover and air ambulance in the Premium plan only

Keep in mind: Worldwide cover is not included in every variant. Confirm geography, exclusions and the selected policy schedule.

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Based on the insurer’s public product information reviewed on 28 October 2026. These are summaries, not quotes or offers. Product availability, eligibility, premiums and benefits depend on the current policy wording and underwriting. Read the official brochure, exclusions and benefit illustration before purchasing; optional benefits may cost extra.

Have another insurer in mind?

ICICI Lombard is my primary partner for health insurance. You can also ask about other companies — I’ll confirm which plans I can help you with.

Discuss other insurers

What to look for

1

No room-rent caps

Room-rent limits can reduce your entire claim amount.

2

Short waiting periods

Check how soon pre-existing conditions are covered.

3

Wide hospital network

Make sure good hospitals near you are cashless.

Common questions

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