Leela Krishna Insurance Advisory
Life insurance

Plan for life's big goals with confidence

Life insurance plans combine protection with savings — useful for child education, retirement and guaranteed income.

  • Savings and income options with life cover
  • Child education and retirement planning
  • Primarily Axis Max Life plans; other insurer enquiries welcome
  • Clear separation of guaranteed and non-guaranteed benefits
Illustration of a couple growing a money plant with education and retirement goals behind

Explore life insurance

Plans from Axis Max Life

A starting point for your conversation with Leela Krishna — choose cover around your needs, not just a plan name.

Axis Max Life logo

Smart Wealth Plan

Life insurance with structured savings options for a future lump sum or income.

  • Non-linked, non-participating life insurance savings plan
  • Lumpsum, Short Term Income, Long Term Income and Whole Life Income options
  • Lumpsum maturity benefits and applicable guaranteed additions depend on the chosen option
  • Death benefit during the policy term, subject to conditions

Keep in mind: Check the personalised benefit illustration, premium commitment and surrender terms. Benefits depend on the selected option.

Ask about this plan

Smart Wealth Income Plan

A participating life insurance savings plan with early or deferred income options.

  • Non-linked, participating life insurance savings plan
  • Early Income, Early Income with Guaranteed Money Back and Deferred Income variants
  • Specified guarantees plus potential cash bonuses, if declared
  • Option to accumulate due survival benefits under policy terms

Keep in mind: Bonuses are not guaranteed. Compare guaranteed and non-guaranteed benefits separately in the illustration.

Ask about this plan

Smart Fixed-return Digital Plan

A life insurance savings plan for a maturity benefit — not a bank fixed deposit.

  • Non-linked, non-participating life insurance savings plan
  • Gold, Platinum and Titanium variants with different benefit structures
  • Maturity benefit on survival to the end of the policy term
  • Policy loan available, subject to applicable terms

Keep in mind: Guaranteed benefits require all due premiums to be paid. Guaranteed additions apply only to Titanium; confirm advisor-channel availability.

Ask about this plan

Based on the insurer’s public product information reviewed on 28 October 2026. These are summaries, not quotes or offers. Product availability, eligibility, premiums and benefits depend on the current policy wording and underwriting. Read the official brochure, exclusions and benefit illustration before purchasing; optional benefits may cost extra.

Have another insurer in mind?

Axis Max Life is my primary partner for life insurance. You can also ask about other companies — I’ll confirm which plans I can help you with.

Discuss other insurers

What to look for

1

Your actual goal

Match the plan to a goal, timeline and amount.

2

Real returns

Understand guaranteed vs non-guaranteed benefits.

3

Flexibility

Check premium terms, surrender value and riders.

Common questions

Book a free consultation

No pressure. Personal advice. ₹0 consultation fee.

Your details are used to respond to your enquiry.