Term insurance

Protect your family's future with the right term plan

Term insurance gives your family a large payout if something happens to you — at a very affordable premium.

  • Cover tailored to your income, dependants and loans
  • Primarily Axis Max Life term plans
  • Help with medicals and disclosures
  • Other insurer enquiries welcome — availability confirmed personally
Illustration of a young family protected under a large umbrella

Explore term insurance

Plans from Axis Max Life

A starting point for your conversation with Leela Krishna — choose cover around your needs, not just a plan name.

Axis Max Life logo

Smart Term Plan Plus

Pure-risk life cover with a choice of variants for different protection needs.

  • Non-linked, non-participating term insurance
  • Eight variants with different cover and payout structures
  • Return-of-premium options available in selected variants
  • Whole Life Cover variant offers protection up to age 100, subject to conditions

Keep in mind: Benefits differ by variant. Terminal-illness payments reduce remaining life cover and are not included in Classic Cover.

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Smart Total Elite Protection Term Plan

Level life cover focused on protection rather than a savings or maturity payout.

  • Non-linked, non-participating pure-risk life insurance
  • Base sum assured remains level during the policy term
  • Nominee payout choices include lump sum, monthly income or a combination
  • Accelerated terminal-illness benefit under policy terms

Keep in mind: There is no maturity benefit. A terminal-illness payout reduces the subsequent death benefit.

Ask about this plan

Based on the insurer’s public product information reviewed on 28 October 2026. These are summaries, not quotes or offers. Product availability, eligibility, premiums and benefits depend on the current policy wording and underwriting. Read the official brochure, exclusions and benefit illustration before purchasing; optional benefits may cost extra.

Have another insurer in mind?

Axis Max Life is my primary partner for term insurance. You can also ask about other companies — I’ll confirm which plans I can help you with.

Discuss other insurers

What to look for

1

Right cover amount

Enough to replace your income and clear loans.

2

Claim settlement record

Pick insurers with a strong history of paying claims.

3

Honest disclosure

Declaring health and habits correctly avoids claim rejection.

Common questions

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